Class 4 vs Class 3 Shingles

How Class 4 Shingles Provide Long-Term Value to Homeowners

• Superior Hail & Impact Resistance
  Class 4 shingles are built to withstand larger hail and flying debris without cracking or breaking. This reduces the likelihood of costly repairs after storms.
• Lower Insurance Premiums
  Many insurance companies offer significant discounts on homeowner policies for Class 4 roofs. Over time, these savings can offset the higher initial cost of installation.
• Extended Lifespan
  Because they’re more durable, Class 4 shingles often last 10–20 years longer than standard shingles—meaning fewer replacements over the life of the home.
• Fewer Repairs & Claims
  Less storm damage means fewer insurance claims, less out-of-pocket cost, and less hassle for the homeowner.
• Higher Resale Value
  A home with a high-impact roof can be more attractive to buyers, especially in hail-prone regions like Colorado.

Class 3 Shingles

• Offer moderate impact resistance.
• Can withstand smaller hail (tested with a 1¾-inch steel ball dropped from 17 feet).
• More affordable than Class 4.
• Suitable for areas with occasional or mild hail.
• May or may not qualify for insurance discounts.
• Typically last 20–30 years, depending on brand and installation.